Your ability to obtain a mortgage loan as well as the interest rate offered to you by prospective lenders will depend on your credit score, employment history and general "lendability" Keep reading to learn 8 ways you can better your chances of qualifying for a home mortgage loan

Planning your next family vacation Dreading spending ten hours in the car followed by five days dragging your kids to the beach, the hotel pool and a local restaurant that doesn't offer a children's menu

Buying your first home Not sure what the difference is between a variable rate and a fixed rate mortgage

When you're looking for a home mortgage, you may be tempted to jump at the first offer a lender tosses your way, even if the interest rate is bad or the company less than credible However loans, lenders and interest rates can vary considerably, meaning you need to carefully consider your options before committing to a lender and a home mortgage

The United States Department of Veterans Affairs provides a loan guarantee service to honorably discharged veterans of the United States military Essentially, any serviceman or their surviving spouse is eligible for 100% financing without a down payment or mortgage insurance or 90% refinancing on an existing home